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Practical guides and insights for title companies, escrow officers, and real estate professionals navigating HOA documents.
93 articles
South Carolina HOA Document Guide for Closings
South Carolina's Homeowners Association Act includes specific disclosure rules for resale transactions. This guide covers the essentials for agents and closers.
Read articleTitle Insurance and HOA Liens: What Every Buyer Should Understand
HOA liens can survive a property transfer and aren't always covered by title insurance. Here's how to check for them and protect yourself.
Closing on a Condo? The Extra Documents You'll Need
Condos require additional documents beyond what single-family HOA sales need, including condo questionnaires and master insurance verification. Here's the full list.
HOA Document Rush Fees: When to Pay Them and When to Skip
Rush fees can double the cost of HOA documents. But sometimes paying the premium is worth it. Here's how to decide and how to plan ahead to avoid them.
Nevada HOA Document Requirements and Resale Disclosures
Nevada's NRS Chapter 116 has detailed requirements for HOA resale packages, including a 10-day delivery mandate and fee caps. Here's the full breakdown.
Managed vs. Self-Managed HOAs: What It Means for Document Ordering
Professionally managed HOAs usually have document portals and set processes. Self-managed associations? Not so much. Here's how the document experience differs.
What Happens If HOA Documents Reveal a Problem? A Buyer's Options
Underfunded reserves, pending lawsuits, high delinquency rates, sometimes HOA documents surface serious issues. Here's what you can negotiate or walk away from.
Washington State HOA Resale Certificate Requirements
Washington's Homeowners Association Act requires a resale certificate with specific content delivered within a defined timeline. Here's what's required.
The Complete Guide to HOA Prorated Fees at Closing
HOA fees get prorated between buyer and seller at closing, and the math isn't always straightforward. Here's how it works and what to check on the settlement statement.
How to Find Which Management Company Runs Your HOA
You can't order HOA documents if you don't know who to order from. Here are the fastest ways to identify the management company for any property.
Ohio HOA Document Requirements and Closing Procedures
Ohio doesn't have the most extensive HOA legislation, but there are still document requirements every closer should know. Here's the rundown.
What Is an HOA Resale Package? A Plain-English Guide
An HOA resale package is one of the most requested, and most misunderstood, documents in real estate closings. Here's what's actually inside one and why it matters.
Estoppel Letters Explained: What They Are, What They Cost, and Why They Delay Closings
Estoppel letters confirm an HOA account's standing, but getting one can take weeks and cost hundreds. Here's everything you need to know before ordering.
7 HOA Documents You Need for Closing (and Where to Get Them)
Missing HOA documents are one of the top reasons closings get delayed. This checklist covers every document you'll need and the fastest way to track them down.
Florida HOA Document Requirements: What Title Companies Need to Know
Florida has some of the most complex HOA regulations in the country, including strict estoppel fee caps and timeline rules. Here's your state-specific playbook.
How to Read an HOA Financial Statement Without Losing Your Mind
HOA financial statements are dense, confusing, and critically important. This guide breaks down what each section actually tells you about a community's financial health.
CC&Rs Decoded: What Covenants, Conditions & Restrictions Actually Mean for Buyers
CC&Rs govern everything from paint colors to pet ownership. Before you buy in an HOA community, here's how to read and understand the rules you're agreeing to.
Texas HOA Resale Certificates: Requirements, Costs, and Timelines
Texas requires a resale certificate for every HOA property sale, and the rules around delivery, fees, and content are specific. Here's the complete breakdown.
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