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Practical guides and insights for title companies, escrow officers, and real estate professionals navigating HOA documents.
93 articles
Washington State HOA Resale Certificate Requirements
Washington's Homeowners Association Act requires a resale certificate with specific content delivered within a defined timeline. Here's what's required.
Read articleThe Complete Guide to HOA Prorated Fees at Closing
HOA fees get prorated between buyer and seller at closing, and the math isn't always straightforward. Here's how it works and what to check on the settlement statement.
How to Find Which Management Company Runs Your HOA
You can't order HOA documents if you don't know who to order from. Here are the fastest ways to identify the management company for any property.
Ohio HOA Document Requirements and Closing Procedures
Ohio doesn't have the most extensive HOA legislation, but there are still document requirements every closer should know. Here's the rundown.
What Is an HOA Resale Package? A Plain-English Guide
An HOA resale package is one of the most requested, and most misunderstood, documents in real estate closings. Here's what's actually inside one and why it matters.
Estoppel Letters Explained: What They Are, What They Cost, and Why They Delay Closings
Estoppel letters confirm an HOA account's standing, but getting one can take weeks and cost hundreds. Here's everything you need to know before ordering.
7 HOA Documents You Need for Closing (and Where to Get Them)
Missing HOA documents are one of the top reasons closings get delayed. This checklist covers every document you'll need and the fastest way to track them down.
Florida HOA Document Requirements: What Title Companies Need to Know
Florida has some of the most complex HOA regulations in the country, including strict estoppel fee caps and timeline rules. Here's your state-specific playbook.
How to Read an HOA Financial Statement Without Losing Your Mind
HOA financial statements are dense, confusing, and critically important. This guide breaks down what each section actually tells you about a community's financial health.
CC&Rs Decoded: What Covenants, Conditions & Restrictions Actually Mean for Buyers
CC&Rs govern everything from paint colors to pet ownership. Before you buy in an HOA community, here's how to read and understand the rules you're agreeing to.
Texas HOA Resale Certificates: Requirements, Costs, and Timelines
Texas requires a resale certificate for every HOA property sale, and the rules around delivery, fees, and content are specific. Here's the complete breakdown.
Who Pays for HOA Documents at Closing? It Depends on Where You Live
Buyer or seller? The answer varies wildly by state, and sometimes by county. This guide covers who's on the hook for HOA document fees in the most common markets.
The Title Company's Guide to HOA Document Ordering
If you're a title professional, you already know HOA documents can make or break a closing timeline. This guide covers the ordering process from start to finish.
What Is an HOA Transfer Fee and Who Pays It?
HOA transfer fees are one of those line items that catch buyers and sellers off guard at the closing table. Here's what they cover and who typically pays.
California HOA Document Requirements for Real Estate Closings
California's Davis-Stirling Act sets specific rules about what HOA documents sellers must provide. This guide covers the disclosure requirements title pros and agents need to know.
Reserve Studies Explained: Why They Matter More Than You Think
A reserve study tells you whether an HOA is financially prepared for future repairs, or heading toward a special assessment. Here's how to read one and what to look for.
Escrow Officers: How to Handle HOA Documents Without the Headache
For escrow officers, chasing HOA documents is the least glamorous part of closing. These practical tips will save you hours per transaction.
The Real Cost of HOA Documents: A Breakdown by Document Type
Between estoppel fees, resale package charges, and rush fees, HOA document costs add up fast. Here's what each document typically costs across different markets.
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