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Practical guides and insights for title companies, escrow officers, and real estate professionals navigating HOA documents.
93 articles
The Title Agent's Checklist for HOA Properties
A streamlined checklist for title agents handling closings on HOA properties, from identifying the association to verifying assessment payoffs.
Read articleWhat Does an HOA Resale Package Actually Include? A Line-by-Line Breakdown
You'd think resale packages would be standardized, but they're not. This line-by-line guide shows what's typically included and what to flag if it's missing.
HOA Document Automation: What It Means for the Closing Industry
The days of faxing document requests and waiting weeks for a response are numbered. Here's how automation is reshaping HOA document ordering for title and escrow teams.
Estoppel Fees by State: A Comparison Guide
Some states cap estoppel fees. Others let management companies charge whatever they want. This guide compares estoppel fee rules across the most active real estate markets.
New York Condo and Co-op Document Requirements for Closings
New York's real estate market is unique, especially with co-ops in the mix. Here's what document requirements look like for condos, co-ops, and HOAs in the state.
HOA Documents and Rental Restrictions: What Investors Need to Check
Some HOAs prohibit rentals entirely, others cap the percentage of rental units. If you're buying as an investor, these restrictions are deal-breakers you need to spot early.
The Hidden Cost of Closing Delays: Why Speed Matters in HOA Document Ordering
Every day a closing is delayed costs money, rate lock extensions, temporary housing, and lost deals. Here's the real financial impact of slow HOA documents.
What Is an HOA Status Letter? And How Is It Different From an Estoppel?
Depending on your state, you might hear "status letter," "estoppel letter," or "demand statement." They're similar but not identical, here's the breakdown.
How Real Estate Agents Can Help Clients Navigate HOA Documents
Most buyers rely on their agent to flag issues in HOA documents. Here's how agents can add real value during the HOA document review process.
10 Red Flags in HOA Documents That Should Make You Think Twice
Not all HOA communities are created equal. These 10 warning signs in HOA documents can signal financial trouble, mismanagement, or future headaches.
Oregon HOA Resale Disclosure Rules
Oregon's Planned Community Act and Condominium Act both require specific disclosures in HOA resales. Here's what sellers and agents need to provide.
How to Read HOA Reserves Like a Pro
The reserve fund percentage tells you a lot about an HOA's financial health. Here's how to evaluate reserves and what the numbers mean for buyers and lenders.
Why HOA Documents Cost So Much (and Whether the Prices Are Justified)
Homeowners and agents are often shocked by HOA document fees. This article unpacks where the costs come from, which states cap fees, and what you can do about it.
South Carolina HOA Document Guide for Closings
South Carolina's Homeowners Association Act includes specific disclosure rules for resale transactions. This guide covers the essentials for agents and closers.
Title Insurance and HOA Liens: What Every Buyer Should Understand
HOA liens can survive a property transfer and aren't always covered by title insurance. Here's how to check for them and protect yourself.
Closing on a Condo? The Extra Documents You'll Need
Condos require additional documents beyond what single-family HOA sales need, including condo questionnaires and master insurance verification. Here's the full list.
HOA Document Rush Fees: When to Pay Them and When to Skip
Rush fees can double the cost of HOA documents. But sometimes paying the premium is worth it. Here's how to decide and how to plan ahead to avoid them.
Nevada HOA Document Requirements and Resale Disclosures
Nevada's NRS Chapter 116 has detailed requirements for HOA resale packages, including a 10-day delivery mandate and fee caps. Here's the full breakdown.
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