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Practical guides and insights for title companies, escrow officers, and real estate professionals navigating HOA documents.
93 articles
What Is an HOA Status Letter? And How Is It Different From an Estoppel?
Depending on your state, you might hear "status letter," "estoppel letter," or "demand statement." They're similar but not identical, here's the breakdown.
Read articleHow Real Estate Agents Can Help Clients Navigate HOA Documents
Most buyers rely on their agent to flag issues in HOA documents. Here's how agents can add real value during the HOA document review process.
10 Red Flags in HOA Documents That Should Make You Think Twice
Not all HOA communities are created equal. These 10 warning signs in HOA documents can signal financial trouble, mismanagement, or future headaches.
Oregon HOA Resale Disclosure Rules
Oregon's Planned Community Act and Condominium Act both require specific disclosures in HOA resales. Here's what sellers and agents need to provide.
How to Read HOA Reserves Like a Pro
The reserve fund percentage tells you a lot about an HOA's financial health. Here's how to evaluate reserves and what the numbers mean for buyers and lenders.
Why HOA Documents Cost So Much (and Whether the Prices Are Justified)
Homeowners and agents are often shocked by HOA document fees. This article unpacks where the costs come from, which states cap fees, and what you can do about it.
South Carolina HOA Document Guide for Closings
South Carolina's Homeowners Association Act includes specific disclosure rules for resale transactions. This guide covers the essentials for agents and closers.
Title Insurance and HOA Liens: What Every Buyer Should Understand
HOA liens can survive a property transfer and aren't always covered by title insurance. Here's how to check for them and protect yourself.
Closing on a Condo? The Extra Documents You'll Need
Condos require additional documents beyond what single-family HOA sales need, including condo questionnaires and master insurance verification. Here's the full list.
HOA Document Rush Fees: When to Pay Them and When to Skip
Rush fees can double the cost of HOA documents. But sometimes paying the premium is worth it. Here's how to decide and how to plan ahead to avoid them.
Nevada HOA Document Requirements and Resale Disclosures
Nevada's NRS Chapter 116 has detailed requirements for HOA resale packages, including a 10-day delivery mandate and fee caps. Here's the full breakdown.
Managed vs. Self-Managed HOAs: What It Means for Document Ordering
Professionally managed HOAs usually have document portals and set processes. Self-managed associations? Not so much. Here's how the document experience differs.
What Happens If HOA Documents Reveal a Problem? A Buyer's Options
Underfunded reserves, pending lawsuits, high delinquency rates, sometimes HOA documents surface serious issues. Here's what you can negotiate or walk away from.
Washington State HOA Resale Certificate Requirements
Washington's Homeowners Association Act requires a resale certificate with specific content delivered within a defined timeline. Here's what's required.
The Complete Guide to HOA Prorated Fees at Closing
HOA fees get prorated between buyer and seller at closing, and the math isn't always straightforward. Here's how it works and what to check on the settlement statement.
How to Find Which Management Company Runs Your HOA
You can't order HOA documents if you don't know who to order from. Here are the fastest ways to identify the management company for any property.
Ohio HOA Document Requirements and Closing Procedures
Ohio doesn't have the most extensive HOA legislation, but there are still document requirements every closer should know. Here's the rundown.
What Is an HOA Resale Package? A Plain-English Guide
An HOA resale package is one of the most requested, and most misunderstood, documents in real estate closings. Here's what's actually inside one and why it matters.
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